1. What Are Cookies?
Cookies are small text files that websites place on your device when you visit them. They allow the website to remember your actions and preferences (such as login, language, or layout) over a period of time, so you don’t have to keep re-entering them.
Cookies can also help us analyze site traffic, personalize content, and deliver targeted advertising.

2. Types of Cookies We Use
a) Strictly Necessary Cookies
These cookies are essential for the functioning of our website. Without them, some features may not work correctly (e.g., navigation, access to secure areas).
Examples:
• Session cookies
• Consent management cookies

b) Performance & Analytics Cookies
These cookies help us understand how users interact with our website. We use this data to improve user experience and site performance.
Examples:
• Google Analytics
• Click tracking (non-personally identifiable)
Collected Info May Include:
• Pages visited
• Time spent on site
• Browser & device type

c) Functional Cookies
These cookies enable enhanced functionality and personalization, such as remembering your preferences or login details.

d) Advertising & Affiliate Cookies
We may use cookies to deliver relevant advertisements and track affiliate link clicks. These may involve third-party tools that collect data for commission tracking or ad placement.
Examples:
• Affiliate tracking cookies
• Google AdSense (if applicable)
• Facebook Pixel / Meta Ads (if used)
These cookies may track your browsing behavior across websites (cross-site tracking).

3. Third-Party Cookies
We may allow trusted third-party partners to place cookies through our website for analytics, advertising, or affiliate tracking purposes.
Please note: We do not control these cookies. Refer to the individual providers’ privacy policies for more information.
Examples of third-party services:
• Google Analytics
• Google AdSense
• Facebook Pixel
• Affiliate networks (e.g., Commission Junction, Impact, etc.)

4. Your Consent and Cookie Preferences
When you first visit our website, you will be presented with a cookie banner or consent pop-up that allows you to:
• Accept all cookies
• Reject non-essential cookies
• Customize cookie settings
You can withdraw or modify your consent at any time by adjusting your browser settings or revisiting the banner (if implemented).

5. How to Control or Delete Cookies
You can manage or delete cookies at any time via your browser settings. Instructions vary by browser:
• Chrome: chrome://settings/content/cookies
• Firefox: about:preferences#privacy
• Safari: Preferences > Privacy > Manage Website Data
• Edge: Settings > Cookies and Site Permissions
Be aware that disabling cookies may affect how the website functions.

6. Data Retention & Processing
Cookies may store data for varying durations depending on their type and provider (e.g., session-only vs. 12 months). We do not use cookies to collect personally identifiable information unless you voluntarily provide it (e.g., via a contact form).
All data is processed securely and in accordance with applicable privacy laws including GDPR, PIPEDA, and local data protection frameworks in Latin America and Africa.

7. Updates to This Cookie Policy
We may update this policy from time to time to reflect changes in technology, legislation, or our practices. Updates will be posted on this page with a revised “Effective Date.”

8. Contact Us
If you have questions or concerns about our use of cookies or your personal data:
📧 Email: info@vneckfinance.com
🌐 Contact Form: https://vneckfinance.com/contact